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College Financial Aid

State Financial Aid/RISE UP MISSISSIPPI

Here are some grants (that’s money you don’t have to pay back)

There is a lot of money available to help you pay for college. In addition to federal and institutional aid, Mississippi provides more than $40 MILLION every year for Mississippi students to go to college.

Here are some grants (that’s money you don’t have to pay back) 

Mississippi offers three aid programs for full-time undergrads. 

  • Higher Education Legislative Plan for Needy Students (HELP)
  • Mississippi Resident Tuition Assistance Grant (MTAG)
  • Mississippi Eminent Scholars Grant (MESG) 

Visit http://riseupms.com/state-aid/ to learn more and apply online by the deadline.


Federal Financial Aid/FAFSA


FIRST YOU HAFTA


 

Complete the FAFSA to apply for Federal Financial Aid.


The FAFSA is the Free Application for Federal Student Aid and is required to receive any federal funds. Federal funds include need-based and non-need-based grants, work-study programs, and student loans. The FAFSA may also be used for awarding some state aid, institutional aid, and even private scholarships.

You must complete the FAFSA at fafsa.gov after October 1 of your senior year. The online application process contains built-in edits to help you prevent costly mistakes. Make sure you meet state grant deadlines and your prospective colleges’ priority deadlines. Check out our list of what documents you need to gather before filing.

Review for accuracy your Student Aid Report (SAR), which is sent to you after you file your FAFSA. If necessary, make and submit corrections. Some schools may require the CSS/Financial Aid Profile® in addition to the FAFSA.

If you have any special circumstances, contact the Financial Aid Office of the school you plan to attend.

Complete the Mississippi Student Aid Application


The Mississippi Office of Student Financial Aid (MOSFA) offers scholarships and grants based on merit and financial need to full-time (15 credit hours per semester) students attending eligible Mississippi colleges and universities. The application is available at http://riseupms.com/state-aid/or you can link to the Mississippi application after completing the FAFSA and most of your info will be prefilled.  You should complete your application after October 1 of your senior year and prior to March 31 which is the earliest deadline.

We recommend ALL students apply for financial aid even if you haven't heard back from the colleges you have applied to. Everyone can qualify for some type of financial aid  which includes grants, student loans and work study.


Grants are awarded based on financial need. They do not have to be repaid.

Loans are typically a significant part of the financial aid that is awarded. Loans must be repaid though often they do  not have to be repaid until after a student has graduated or is no longer in school.

Work Study positions might also be available for students. These are part-time jobs that are on campus.


Using the electronic application for FAFSA is the preferred and quickest way to apply.  FAFSA applications can be completed at:  http://www.fafsa.ed.gov/


The due dates to complete your FAFSA is different at each college, please check with your college for the application due date.  If the date is prior to when your family will have completed their taxes, then most colleges suggest that you file your FAFSA using estimated data from your prior year taxes (and would like this competed prior to the individual college due dates for Financial Aid).  


Remember, FAFSA is a FREE APPLICATION and we recommend ALL seniors complete the application regardless of income level.


The following link is a great FREE resource for preparing you for the ACT & SAT:  http://www.reviews.com/act-sat-test-prep-courses/.  This resource features a comprehensive guide, expert ratings, data-driven comparisons, and unbiased reviews to help families choose the ACT/SAT prep course that best suits their students.